A Mutual Fund is an investment product that is made up of a pool of funds collected from many investors & this pool of fund collectively is invested in securities such as stocks, bonds, money market instruments and similar assets. The Mutual Fund investments are operated by Money Managers or Fund Managers, who invest the Mutual Fund’s pool of money and attempt to produce gains in the investment amount thereby generating income for the fund's investors. In simple terms, Mutual Fund can also be defined as an alternative investment vehicle to substitute an easy & less risky entry into stocks and bonds, because Mutual Funds pool the money of several investors and invests the same ultimately in stocks, bonds, money market instruments and other types of securities only. Mutual Funds carry a well defined objective as where (in which sector or industry or business or type of instruments) the funds will be invested by the Fund Managers.
The company that puts together a mutual fund is called an Asset Management Company (AMC). An AMC may have several mutual fund schemes with similar or varied investment objectives of investing the fund by the Fund Managers. Generally the most common objectives are Equity, Debt, Money Market, Index, etc.
You earn money & save some part of it for the future. The savings done by you, in practical sense, is eaten up piece by piece due to inflation. Hence you need to invest your savings in such a way that it grows faster than the inflation & only then your savings will stay alive. There are many investment options like Bank Deposits, Bonds, Gold, Silver & Share Market before you. The stock market has been proved to give the highest return over the years. But still you don’t wish to enter into stock market, primarily because of 2 reasons: Ignorance & Risk Factors. A Mutual Fund is an answer to both the fears. When you buy a mutual fund, you understand that the fund management will be done by a team of professionals who have decades of experience, truckloads of research & market data with them & who are able to track the market tick by tick, which puts them into command. Secondly, their pool of fund is so huge that the investment made by them gets spread over so many products & stocks across different industries and this in turn reduces your risk factor.
It is rightly said that Mutual Funds act as a gateway to enter stock markets in a relatively safer & sound way.
Investing in mutual funds has some unbeatable benefits and that’s why Mutual Funds are better than many other investment options. For most of the investors, mutual funds provide an attractive investment choice because they generally have the following features:
At present there are more than 50 AMCs (Asses Management Companies) collectively managing thousands of Mutual Funds Plans & Schemes. So to decide which mutual fund you should buy, you need an expert advice. At Raghunandan Money, we don’t perplex you with market jargons & thousands of plans. Our financial planners simply understand your investment objectives & needs, and accordingly they pull out the best 5 investment options for you. We explain you the pros & cons of whatever we suggest and help you make an informed decision.
At Raghunandan Money, Investing in Mutual Funds is the easiest thing to do. Whether you are a beginner or accustomed to the Mutual Funds, we provide unmatched edge to make your investments rewarding. Raghunandan Money is an AMFI registered broker and offers numerous mutual funds & plans, all available under one roof. We do risk profiling & need analysis, and only then we suggest the mutual fund plans which are best for you. We also give you a free access to your online portfolio, so that you can see all your mutual funds investments at one screen. We do conduct periodic health check of your MF portfolio to asses if any restructuring is required and accordingly keep advising you.
You can invest online in Mutual Funds with Raghunandan Money & if you wish to buy it offline we are always a call away.