1. What documents are required to open a minor account online?

• PAN: Digital copies of both minor's and guardian's PAN.
• Minor's Aadhaar number: Required for OTP verification.
• Date of Birth proof: Digital copy of minor's DOB proof (birth certificate, school leaving certificate, passport, or higher secondary mark sheet). 
• Passport-size photograph: Digital copy of the minor's photograph.
• Bank proof: Digital copy of minor's bank account (cancelled cheque, bank statement, or passbook).
• Legal guardian letter: Required if the guardian is not a parent.
• Address proof: Digital copy of guardian's address proof (passport, Aadhaar, driver’s licence, or voter ID).
• Guardian's signature: Digital copy required.

2. What are the account opening and Account Maintenance Charges (AMC) for a minor account?

3. How long does it take to open a minor account?

4. Can a minor account be opened completely online?

5. Can I open RMoney accounts for all my children at the same time?

6. How to get a PAN card for a minor?

7. What happens when a minor turns 18 years old?

• Complete a fresh KYC process.
• Convert the minor account into an individual account.

8. Can funds be added and withdrawn from a minor account?

9. Can a joint bank account be linked to open a minor RMoney account?

10. What are the tax implications for a minor account?

11. Can a minor invest in mutual funds through RMoney?

12. Who must sign forms if details need to be changed in the minor's account after opening?

13. What are the trading restrictions in a minor account?

• Cannot buy shares or government securities (these must be transferred to the account).
• Cannot place intraday or F&O orders.
• Cannot participate in OFS.
• Can sell holdings from their demat account.
• Can apply for IPOs, buybacks, and takeovers.