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Can RMoney Demat Account Be Opened in the Name of Minor?

Post Date : November 17, 2022

Demat Account opening facility is offered to minor by RMoney, however, there are some rules that are applicable. The rules are as follows:

  • A minor Demat & Trading Account can now be opened. However, a minor cannot open a Demat Account. Instead, a minor’s parents can open and operate the demat of minors until their child becomes an adult.
  • A minor cannot use a trading account to buy or sell stocks, and take part in intraday trading or equity purchases.
  • A minor cannot be a joint owner in any Demat Account. If they have a Demat Account in their name, it would be a sole ownership, though it will be operated by their guardians.
  • One needs to follow all the eKYC procedures even to open a Demat and Trading Account for minor. Both the guardian of the child and the child themselves have to complete all the formalities.

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