If you hold shares in your Demat Account, you don’t always need to sell them to access additional trading margin.

Instead, you can pledge your securities and unlock margin against your existing holdings, allowing you to take new trading positions while continuing to hold your investments.

In this guide, we will explain what pledging means and how you can pledge your securities easily using the RMoney Tradion App.

What is Pledging?

Pledging is the process of using your existing shares in your holdings as collateral to obtain trading margin.

When securities are pledged, the broker provides margin based on the approved value of those shares, after applying a haircut. The haircut represents the percentage of the stock’s value that cannot be used as margin, helping manage risk.

This allows investors to utilize the value of their holdings without selling them, making pledging a useful tool for active traders.

Do note that only SEBI-approved securities are eligible for pledging https://rmoneyindia.com/download-category/daily-margin-files/

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Steps to Pledge Securities in the Tradion App

Follow the steps below to pledge your holdings through the RMoney Tradion App.

Step 1: Log in to the Tradion App

• Open the RMoney Tradion App on your mobile device and log in using your registered credentials.

Step 2: Go to the Investment Section

• After logging in, navigate to the Investment section within the app.

Here, you will find the Pledge option.

Tap on Pledge to proceed.

Step 3: View Eligible Securities

• Once you open the pledge section, you will see a list of approved securities from your holdings that are eligible for pledging, Each security will display details, such as the available quantities.

Step 4: Select the Security You Want to Pledge

• Select the stock you want to pledge by ticking the checkbox next to the scrip name.
  Below the scrip name, you can also check the Available Quantity, which shows how many shares are available for pledging.

Step 5: Enter the Quantity

• Enter the number of shares you wish to pledge.

Make sure the quantity entered does not exceed your available holdings.

Step 6: Submit the Pledge Request

• After entering the quantity, tap on Pledge Your Holdings.

You will receive an OTP on your registered mobile number.

Enter the OTP and tap Verify to complete the pledge request.

Once verified, your pledge request will be successfully submitted.

Step 7: Track the Status of Your Request

• You can check the status of your pledge request directly within the same screen in the app. After the pledge request  is confirmed, the margin will be credited to your trading account on the next trading day.

Important Things to Know Before Pledging

Before pledging your securities, keep these important points in mind:

• Haircut percentage: Different stocks have different haircut values, which determine the margin you receive. Always check the haircut before pledging.

• Margin credit timeline: The margin against pledged securities is credited on the next trading day after confirmation.

• Eligible securities only: Only SEBI-approved securities can be pledged for margin.

• Check available quantity: Ensure the pledged quantity does not exceed the shares available in your account.

• Selling pledged shares: If you decide to sell pledged shares, you do not need to submit a separate unpledged request.

Need Help?

If you face any issues while pledging securities or need assistance with the Tradion App, our support team will be happy to help.

Need Help? Contact RMoney at 0562-4266600 / 0562-7188900 or email askus@rmoneyindia.com