Settlement Cycle Explained: What Happens When You Sell Your Positions and Holdings?
By: Akriti Tomar | Date : Mar 31, 25
Settlement Cycle Explained: What Happens When You Sell Your Positions and Holdings?
SEBI’s peak margin regulations have introduced changes to how your sell amounts are credited when you sell stocks from your Demat Account or your T1 holdings. Here’s a quick overview of how this works across different types of transactions:
| Transaction Type | Amount Type | When Amount is Available | Available to Trade | Available to Withdraw |
| Equity Delivery (Sold from Demat holdings) | Sell Amount | On the day of selling | 100% available on the same day for trading | 100% available for withdrawal from the evening of T+1 day onwards |
| Equity Delivery (BTST – Buy Today, Sell Tomorrow, sold from T1 holdings) | Sell Amount | On the day of selling | 100% available for trading only from T+1 working day onwards | 100% available for withdrawal from the evening of T+1 day onwards |
| Equity Intraday | Profits | When you exit the position | Profits available for trading from T+1 day onwards | Profits available for withdrawal from T+1 day onwards |
| F&O, Currency & Commodity (Same day) | Premium or Invested Amount | When you exit the position | 1. If no loss on position, available for trading on T1 | 1. If no loss, available for withdrawal on T1 |
| 2. If there is a loss, only the remaining amount after deducting the loss will be available for trading on T1 | 2. If there is a loss, only the remaining amount after deducting the loss will be available for withdrawal on T1 | |||
| F&O, Currency & Commodity (Both Delivery & Intraday) | Profits | When you exit the position | Available for trading from T+1 onwards | Available for withdrawal from T+1 onwards |
| F&O, Currency & Commodity – Options (Carry Forward positions) | Premium or Invested Amount | When you exit the position | Available for trading from the same day | Available for withdrawal from T+1 onwards |
Important Note:
In case there is a bank or trading holiday between the selling date and the T+1 day, the settlement period will be adjusted accordingly.
To Learn More– What is a settlement holiday and its impact?
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