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Akriti Tomar

• RMoney Account Opening & Trading FAQs

  By : Akriti Tomar | May 29, 2025

  1. How long does it take to open a Demat Account with RMoney? Your Demat account is generally activated on the same day upon successful completion of the account opening process. RMoney offers both online and offline modes for account opening. Click here to open a Demat Account with RMoney and start your investment journey. 2. What are the Account Opening Charges? RMoney provides free account opening. Alternatively, you can opt for the ₹299 Brokerage Reversal Scheme, where you pay

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• What is Short Delivery and Auction Settlement in the Stock Market?

  By : Akriti Tomar | May 22, 2025

  In the Indian stock market, every trade follows a settlement cycle where funds and securities must be delivered by the broker to the exchange on the T+1 day (i.e., one working day after the trade execution). This delivery process is called the pay-in. But what happens if the seller does not actually own the shares or fails to deliver them on time? This situation is termed a Short Delivery. What is Short Delivery? A short delivery occurs when a seller

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• What Happens When Short Delivery Cannot Be Settled Through Auction?

  By : Akriti Tomar | May 16, 2025

  When a short delivery of shares occurs and the exchange is unable to locate fresh sellers in the auction market, the transaction is considered closed out. In such cases, instead of delivering the shares to the buyer, the exchange settles the transaction in cash based on the close-out rate. The close-out rate is determined as the higher of the following: The highest price of the stock between the trading day and the auction day, or 20% above the official closing

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• Why Should Clients Maintain Funds to Cover Margin Shortfalls?

  By : Akriti Tomar | May 16, 2025

  When a trader’s account shows a margin shortfall, it means there aren’t enough funds to support the open positions. If this shortfall is not addressed in time, it can lead to penalties, restrictions, or even the forced closure of positions. Let’s understand why it’s crucial to transfer funds on time and the consequences of failing to do so. What is a Margin Shortfall? A margin shortfall occurs when the available margin in your trading account is lower than the required

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• What is a Daily Margin Statement and How to Understand It?

  By : Akriti Tomar | May 16, 2025

  A Daily Margin Statement is a report that provides clients with a detailed overview of their margin status. It includes the margins deposited (via fund transfers and pledged securities) and the margins blocked for open positions. The report is designed to keep traders informed about: The margin required by the exchanges for the positions taken or held. The availability of free margins to take new trades. Any margin shortfall that may lead to penalties, helping clients to maintain sufficient funds.

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• How is the Close-Out Price Determined?

  By : Akriti Tomar | May 16, 2025

  In the Indian stock market, trades are expected to be settled on a T+1 basis—meaning shares sold by a trader should be delivered to the exchange the next working day. But in certain cases, especially during short delivery, the seller fails to deliver the shares on time. If the shares are not delivered on T+1 and the exchange fails to procure them through the auction process, the exchange initiates a Close-out Settlement. What is a Close-Out in the Stock Market?

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• Quick Comparison: Direct vs Regular Mutual Fund Plan

  By : Akriti Tomar | May 16, 2025

  Disclaimer: Investments in the securities market are subject to market risks. This content is for educational purposes only and does not constitute financial advice. What is a Regular Plan? In a Regular Plan, you invest through a distributor, advisor, or agent—someone who helps you select funds, assists with paperwork, and may even offer investment advice. For this service, the distributor earns a commission. This commission is included in the fund’s Total Expense Ratio (TER), meaning you, as the investor, indirectly

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• How to Select the Right Stocks: A Fundamental Approach for Beginners?

  By : Akriti Tomar | May 16, 2025

  Disclaimer: This content is intended solely for educational purposes and does not constitute investment advice. Investments in securities are subject to market risks. Please consult a financial advisor before investing. Introduction If you are a beginner in stock market trading, selecting stocks can be a complex decision with numerous options available across various industries and price ranges, it’s easy to feel overwhelmed. However, with proper research and analysis, you can make informed choices when selecting stocks. By dedicating time to

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• Commodity Trading Risks – How to Manage Volatility?

  By : Akriti Tomar | May 15, 2025

  Disclaimer: Investments in the securities market are subject to market risks. This content is for educational purposes only and does not constitute financial advice. Commodity trading involves buying and selling various commodities, ranging from crude oil and gold to industrial metals like copper. However, commodity markets are highly volatile, with price fluctuations leading to potential losses. These risks, collectively known as commodity trading risks, arise due to several factors affecting commodity values. Managing these risks is essential for minimizing potential

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• Key Mutual Fund Documents Every Investor Must Know

  By : Akriti Tomar | May 15, 2025

  Disclaimer: This content is solely for educational purposes. The securities/investments quoted here are not recommendatory. When browsing the internet or watching TV, you must have come across mutual fund advertisements ending with the disclaimer: “Mutual fund investments are subject to market risks; read all scheme-related documents carefully.” Many investors overlook this message, but understanding mutual fund documentation is crucial for making informed investment decisions. Key Mutual Fund Documents to Review Mutual fund investments involve several key documents that provide insights

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