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Megha Singh

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I have expertise in simplifying complex concepts around trading and investing into clear, practical insights. At RMoney, I write on trading, equity markets, derivatives, and long-term investing to help readers make informed financial decisions. My writing is focused on delivering clarity and confidence to investors at every stage of their journey.

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• Demat and Trading Account Explained: A Beginner’s Guide to Investing

  By : Megha Singh | January 9, 2026

  When Rohan began investing, his first obstacle wasn’t market risk. It was understanding Demat and Trading Account Explained during the account setup process. Like many first time investors, he assumed both served the same purpose. They don’t. In simple terms, a demat account holds your shares electronically, while a trading account is used to buy and sell them on the stock exchange. This distinction matters more than ever as India crosses 20 crore demat accounts, driven largely by young, app

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• Call and Put Options Explained: A Beginner’s Guide to Smarter Trading Decisions

  By : Megha Singh | January 6, 2026

  Derivative trading, especially options trading, has grown rapidly in India over the last few years. Data from global derivatives associations indicates that around 84% of all equity options worldwide were traded on Indian exchanges in early 2024. This highlights India’s dominant position in the global options market. Despite this surge, a large section of retail traders still struggles with the fundamentals. This is where call and put options become complicated and not so clear. Many beginners enter the derivatives market

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• Sensex and Nifty Difference: Understanding Stock Market Index in India

  By : Megha Singh | December 27, 2025

  What does it actually mean when the news reports that “Markets are up today”? Is it the Sensex or the Nifty? For a lot of new traders, as well as experienced investors, Sensex and Nifty are used interchangeably. Due to this confusion, many people do not know what is rising or falling in the Indian Stock Market. Both Sensex and Nifty are the two most commonly used benchmark indices in India and they both represent how the market feels about

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• Option Trading for Beginners: Option Buying vs Option Selling – What Is Safer?

  By : Megha Singh | December 22, 2025

  Option trading for beginners has gained strong traction as derivatives have become one of the most actively traded segments in India’s financial markets. NSE data shows that index options account for the largest share of daily derivatives turnover, reinforcing India’s position as one of the most liquid options markets globally. While options offer leverage and flexibility, they also carry significant risk if traded without proper understanding. Regulatory findings by SEBI highlight this concern. According to SEBI’s study on profits and

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• Low Latency Trading: What it is and How it Works

  By : Megha Singh | December 17, 2025

  As markets continue to move faster, speed will play a role in who succeeds as a trader. When a trader can place their order(s) at the fastest possible time frame (send/modify/cancel) during a volatile market, they have a clear competitive advantage over those who cannot. Low-Latency Trading in India has developed tools for reducing millisecond delays when executing orders, giving HFT and advanced algo traders an edge in rapidly changing markets. Studies show that faster order execution improves fill probability,

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• How AI in Automated Trading Is Reshaping the Future of the Indian Market

  By : Megha Singh | December 6, 2025

  Artificial intelligence (AI) is no longer a distant concept. It has matured into a practical technology powering trading platforms, market research, and automated systems across India. As more retail traders move to app-based trading, explore APIs, adopt algo platforms, and demand faster decision-making, AI has naturally become the next leap in the evolution of Indian trading. The amount of information created by markets each day is in the terabytes and includes everything from real-time prices and price changes, global input,

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• How to Know When to Exit a Stock: Signals That Matter

  By : Megha Singh | November 26, 2025

  Getting out of a stock is usually more challenging than getting into one. Most investors enter with an “exit” strategy; however, not very many actually understand how to sell at the right point. Exit too soon → you will limit your profitsExit too late → you will likely lose some or all of your profits The difficulty is distinguishing the meaningful signals from the temporary price noise of stock markets. Research shows that investors typically underperform, not necessarily because they

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• A Practical Guide to Selling Algorithmic Trading Strategies

  By : Megha Singh | November 10, 2025

  Imagine you have designed a stock-trading algorithm that reliably produces good returns in the stock market; you are probably thinking about how to make money out of it. Selling or licensing the algorithm is one of the strategies. To successfully perform this, you have to know the stock market, register your intellectual property, and market your product successfully to potential buyers or investors. In this blog, we will introduce you to everything you need to know about selling your algorithm

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• How New Investors Can Create a Diversified Portfolio

  By : Megha Singh | November 4, 2025

  When you begin investing, you’ll often hear the advice: “Don’t put all your eggs in one basket.” Creating a diversified portfolio means spreading your money across different types of investments to reduce risk. This way, if one investment loses value, your overall portfolio remains more stable and secure.  A well-diversified portfolio is essential for building long-term wealth and protecting against market fluctuations. If you’re looking for a reliable partner to help you craft a balanced and diverse investment portfolio in

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• Planning for Inflation: Protecting Your Portfolio in Rise and Fall Cycles

  By : Megha Singh | October 28, 2025

  Inflation is a significant economic issue that erodes the value of savings, impacts investment returns, and prompts central banks to take action. Investors need to get ready for inflation to rise and then eventually fall or stabilise to keep their actual wealth safe.  In this blog, learn how to plan for economic cycles, pick the right assets during inflation changes, avoid pitfalls, and build a strong, diversified portfolio with RMoney. Why Inflation Cycles Matter Inflation cycles impact your money, interest

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