Raghunandan Money – Investment Khushiyon Ka.

Why Is My SIP Installment Skipping the First Month?

By: Akriti Tomar | Date : Dec 11, 25

When a new SIP is registered, the first instalment is processed either immediately or on the selected start date. If the next scheduled SIP date falls before the minimum interval required by the Asset Management Company (AMC), that subsequent instalment will not be processed. This is part of the SIP processing and mandate-validation framework followed by AMCs and clearing agencies. Why the First Monthly SIP Gets Skipped?
  • The first instalment is debited as per the registration or the selected start date.
  • Each AMC defines the minimum interval required between the first debit and the next scheduled instalment in its scheme terms and processing rules.
  • If the selected next SIP date does not satisfy the AMC’s minimum-interval requirement, the AMC will skip that instalment and process the SIP from the next eligible date that meets its requirement.
What Is the Minimum Gap Between SIP Instalments?
  • The minimum interval between the first and second instalment is specified by the AMC in the scheme terms or mandate processing guidelines.
  • Investors should consult the specific scheme document or the AMC’s SIP terms for the exact minimum-gap requirement applicable to that scheme and registration mode (online/NACH or physical/manual).
Note: The next eligible SIP date is the earliest date that complies with the AMC’s stated interval. Illustrative Example (for reference only)
  • SIP registration date: 25 January
  • Next SIP date selected: 1 February
  • Interval between first debit and next date: 7 days
Result (illustrative): If the AMC requires a longer minimum interval than 7 days, the 1 February instalment will be skipped and the SIP will resume from the first subsequent SIP date that satisfies the AMC’s interval requirement. Investors must verify the applicable interval in the AMC’s scheme document. What Happens After the Skip
  • Once the AMC’s minimum-interval requirement is met, subsequent instalments will be processed as per the selected SIP schedule.
  • The SIP mandate remains active; no re-registration or mandate modification is generally required.
  • The skip is an operational occurrence during SIP initiation and does not alter the SIP mandate unless otherwise specified by the AMC.
Investor Actions & References
  • No action is required from the investor if an instalment is skipped due to interval rules.
  • To confirm the applicable processing interval, refer to the scheme document, the AMC’s SIP terms and conditions, or the mandate confirmation communication from the bank/payment aggregator.
  • For scheme-specific clarifications, contact the AMC or refer to the AMC’s official documentation.
Need Help? Contact RMoney at 0562-4266600 / 0562-7188900 or email askus@rmoneyindia.com  

Tags:

Table of content

    Categories

    Open Demat Account

    Most Popular Posts

    Related Posts

    Company

    About Financial-products Refer & Earn (Addvantage) Research Blog Career Privacy-policy Regulatory-information Investors Charter 7 Reasons to Invest with us Most Important Terms and Conditions (MITC) Advisory to client Grievance / Complaint against the Stock Broker / Depository Participant SCORES 2.0 ODR do's and don'ts Policy Evoting Authentication Freezing/Blocking of Trading A/c KYC Status Client Guidance Note

    Account

    Online Account Open Zero Brokerage Full Services Account Opening Charges

    Support

    Customer care
    Tel: 0562-4266600, 7188900

    For Queries Email ID
    askus@rmoneyindia.com

    For Complaints Email ID
    complaint@rmoneyindia.com

    Central Trading Desk
    Tel: 0562-4266666, 7188999

    Employee-login Sitemap Contact Us Support

    Important Links

    Download & Resources Fund Transfer Margin Trading Funding Direct Mutual Funds Addition/Modification/Closure & Re-Start Module
    Registered Address: Raghunandan Capital Private Limited, Unit 601 to 602 A, 6th Floor, DSCCSL-Dalal Street Commercial Cooperative Society Limited (53E) Road 5C, Block 53, Zone 5, DTA, Gandhinagar, Gujarat – 382355
    Standard Warning/ Disclaimer: Investments in securities market are subject to market risks, Read all the related documents carefully before investing.
    Raghunandan Capital (P) Ltd. - CIN no.: U67120GJ2007PTC117898
    Member - NSE | BSE | Depository participant (CDSL) | MCX | NCDEX
    NSE: TMID - 13176 | SEBI Regn. No: NSE (CASH) (F&O) (CURRENCY): INZ000307234
    BSE: TMID - 6112 | SEBI Regn. No.: BSE (CASH) (F&O) (CURRENCY): INZ000307234
    CDSL: SEBI Regn. No.: IN-DP-213-2016
    MCX: TMID - 56835 | SEBI Reg. No.: INZ000307234
    NCDEX: TMID - F01296 | SEBI Reg. No.: INZ000307234
    MSEI (CURRENCY): TMID - 2097 | SEBI Reg. No.: INZ000307234, IFSCA
    Raghunandan Insurance Brokers (P) Ltd. - CIN no.: U00660RJ2005PTC071285
    Direct Broker - IRDA | Direct broker code: IRDA: DB/352
    Mutual Funds: ARN- 96718 | EUIN- 383863
    Research Analyst:-
    RAGHUNANDAN CAPITAL PRIVATE LIMITED - Reg no.: INH000010335
    Important Links
    SEBI | RBI | NSE | BSE | MCX | NCDEX | NSDL | CDSL | IRDA |  IFSCA

    Attention Investor:

    • # Prevent Unauthorised transactions in your account. Update your mobile numbers/email IDs with your stock brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Issued in the interest of investors.
    • # KYC is one time exercise while dealing in securities markets – once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.
    • # No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorize your bank to make payment in case of allotment. No worries for refund as the money remains in investor’s account.
    • # Update Your Nomination - Ensure the security of your investments by updating your nominee details in your Trading & Demat Account online 👉 Click Here to Update 👈
    • # PRO TRADING INTIMATION: WE Confirm that Raghunandan Capital Private Limited is also Engage in Pro Trading( in Equity, Cash, Future & Options along with Commodity Futures & Options) in addition to trading of clients.

    Copyright © Rmoneyindia.com 2026 | All Rights Reserved

    ×

    Filing Complaints on SCORES (SEBI) – Easy & Quick

    1. Register on SCORES Portal (SEBI)
    2. Mandatory details for filing complaints on SCORES:
      1. Name, PAN, Address, Mobile Number, E-mail ID
    3. Benefits:
      1. Effective Communication
      2. Speedy redressal of the grieva`nces

    https://scores.sebi.gov.in/dashboard

    IT'S TIME TO HAVE SOME FUN!

    Your family deserves this time more than we do.

    Share happiness with your family today & come back soon. We will be right here.

    Investment to ek bahana hai,
    humein to khushiyon ko badhana hai.

    E-mail
    askus@rmoneyindia.com

    Customer Care
    +91-9568654321

    ×

    Trade Endlessly with
    RMoney

    Deep Discount Brokerage Plan

    At 999/Monthly

    • Dedicated round the clock Advisory Support
    • High performance in depth research
    • Save more than ₹10,000 brokerage Per Month
    • Ultra fast trading app
    Disclaimer Investments in securities markets are subject to market risks. Please read all documents carefully before investing. For the complete disclaimer, click on http://bit.ly/dstttcla
    Send Enquiry